Rapid Merchant Settlements

  • Rapid and Instant Settlements greatly benefits merchants with immediate access to the funds for: purchasing inventory, paying employees, and covering expenses
  • A handful of merchant account providers now offer some form of real-time settlements to help smaller, independent businesses since the pandemic
  • Merchants frequently have frustrations with bank policies regarding holds and reserves. Most accounts require a hold period, ranging from 1 to 14 days, depending on the size of the reserve, amount of funds found in the account, the merchant’s account status, and the type of business.

Why Use The AptPay Hub?

Simple Integration

Connects seamlessly through open API integration or through Web Portal to any channel, providing customers with flexibility, control, security and speed.

Speed & Improved Service

Receiver inputs their card number and money is received in their account via the card in near real-time.* Funds are made available to customers and suppliers anytime, anywhere in the financial accounts of their choosing.

Security & Stability

Best-in-class security tools and capabilities for managing regulatory, financial and fraud risk including real-time account verification. MASTERCARD and VISA CERTIFIED – backed by the security & reliability of the largest global payment networks

Ubiquity & Efficiency

Can send funds to both card and non-card end points, including accounts, mobile wallets and cash-out locations. Helps drive efficiencies within payout processes and systems.

Control

Provides real-time visibility and multi-level transaction controls, such as transaction limits and velocity controls, plus the ability to set your own margins as well as manually approve, reject, or reverse a given payment if required.

Reach

A single API or Web Portal connection to virtually all debit cards, credit cards and reloadable prepaid cards. White-label options are also available to promote your own brand and customer service values.

One Platform; Multiple Applications

We can support any company looking to provide an instant disbursement service across any of the following applications:

Explore Our Services

APT-SEND

Instant push to card service

APT-PREPAID

Instant push to prepaid card service

APT-EFT

Seamlessly enable EFT payment processing

APT-VERIFY

Real-time KYC/KYB verification service

APT-X

Disburse funds to 140+ Countries

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