Transforming B2B Payments with Open Banking

Use the power of Open Banking and A2A to lower fraud and increase acceptance​

The AptPay Advantage

Seamless Account-to-Account Payments

Simplify transactions with fast, secure, and direct bank transfers, reducing reliance on traditional payment methods.​

Lower Transaction Costs

Cut processing fees significantly compared to credit cards and wires, improving your bottom line.

Enhanced Security and Compliance

Protect your business with advanced security protocols and ensure compliance with industry regulations.

Cut costs by up to 50% for accepting payments from businesses​

Eliminate high processing fees associated with credit cards and wire transfers for B2B payments, offering a cost-effective, efficient, and scalable payment solution for your business​

Replace wires with Real time payments​

Enable instant payments for vendor transactions and business purchases, reducing costs, enhancing cash flow, and eliminating delays associated with traditional wire transfers​

Verify Vendor Accounts with Open Banking​

Avoid business fraud by verifying vendor accounts in real-time, ensuring secure transactions and protecting your business from potential risks​

Smoothly on-board businesses​

Streamline business onboarding by using ID verification to instantly verify Ultimate Beneficial Owners (UBOs) and beneficiaries, ensuring compliance and reducing onboarding risks​