APTPAY PRODUCTS – USA

Domestic Pay-Outs:

Apt-Send

Apt-Send will enable you to instantly disburse funds in real-time directly into a United States bank account via Mastercard Send, Visa OCT, RTP or FedNow. Funds are accessible within minutes. The Mastercard or Visa debit card number of the Payee/Player is required. Available 24/7/365. Learn More

Apt-ACH Credit

Apt-ACH Credit will enable you to process ACH Credit transactions and transfer funds directly into any United States bank account. Funds are accessible within 1-2 business days. Bank account details of the Payee/Player are required. Apt-AVS enables easy-onboarding and bank account verification if required. Learn More

Apt-ACH Credit (Same-Day)

Apt-ACH Credit (Same-Day) will enable you to process ACH Credit transactions and transfer funds directly into any United States bank account. Funds are accessible on the same business day by ~ 6pm Est if submitted by 3pm Est. If submitted after 3pm Est to midnight, the funds will be accessible by ~ 8:30am Est the next business day. Bank account details of the Payee are required. Apt-AVS enables easy-onboarding and bank account verification if required. Learn More

Apt-Prepaid

Apt-Prepaid will enable you to instantly disburse funds in real-time directly onto a digital Mastercard or Visa Prepaid Card (Single Load or Reloadable). Learn More

Domestic Pay-Ins:

Apt-Pull

Apt-Pull will enable you to instantly pull funds in real-time directly from a United States bank account via Mastercard Send and Visa Direct. Funds are accessible within minutes in your AptPay funding account/wallet. The Mastercard or Visa debit card number of the Payor/Player is required. Available 24/7/365. Learn More

Apt-ACH Debit

Apt-ACH Debit will enable you to process ACH Debit transactions and transfer funds directly from any United States bank account. Funds are accessible after 6 business days in your AptPay funding account/wallet. Bank account details of the Payor/Player are required. Apt-AVS enables easy-onboarding and bank account verification if required. Learn More

Apt-ACH Debit (Instant, Non-Guaranteed)

Apt-ACH Debit (Instant, Non-Guaranteed) will enable you to process ACH Debit transactions and transfer funds directly from any United States bank account. Bank account details of the Payor are required. The funds will be made available instantly in your AptPay funding account/wallet. Learn More

Apt-ACH Debit (Instant, Guaranteed)

Apt-ACH Debit (Instant, Guaranteed) will enable you to process ACH Debit transactions and transfer funds directly from any United States bank account. Bank account details of the Payor are required. The funds will be made available instantly in your AptPay funding account/wallet and guarantee no NSF chargeback. Learn More

Digital Wallet/Funding Account Service

Apt-Wallet

Apt-Wallet provides you with a funding account/digital wallet service that allows you to manage the flow of funds into and out of your business. Learn More

Compliance-as-a-Service

Apt-Verify

Apt-Verify is a real-time customer identity verification service available for KYC/CIP purposes. Learn More

Apt-AVS

Apt-AVS is a real-time bank account verification service. This service can be used to easily onboard customers for ACH services, to de-risk ACH transactions or for any other required customer credit worthiness check. Learn More

APTPAY PRODUCTS – CANADA

Domestic Pay-Outs/Disbursements

Apt-Send

Apt-Send will enable you to instantly disburse funds in real-time directly into any Canadian bank account via the Mastercard Send or Visa OCT or Interac e-Transfer rails. Funds are accessible within minutes. The e-mail address or mobile number or bank account number of the Payee is required. Available 24/7/365. (Mastercard Send and Visa Direct options are also available subject to request.) Learn More

Apt-EFT

Apt-EFT Credit will enable you to process EFT Credit transactions and transfer funds directly into any Canadian bank account. Funds are accessible within 1-2 business days. Bank account details of the Payee are required. Apt-AVS can enable easy-onboarding and bank account verification if required. Learn More

Cross-Border Pay-Outs/Disbursements

Apt-X

Apt-X will enable you to transfer funds internationally from Canada directly into the bank accounts of payees/beneficiaries. Funds are received directly in the bank account within the hour, or even instantly where possible. This service is only available for B2B or B2C transfers, and currently reaches over 22 countries. Learn More

Domestic Pay-Ins/Receiving

Apt-Pull

Apt-Pull will enable you to instantly pull funds in real-time directly from any Canadian bank account via the Interac e-Transfer Request Money rails. Funds are accessible within minutes in your funding account/wallet with AptPay. The e-mail address or mobile number of the Payor is required. Available 24/7/365. Learn More

Apt-EFT Debit

Apt-EFT Debit will enable you to process EFT Debit transactions and transfer funds directly from any Canadian bank account. Funds are accessible after 7 business days in your funding account/wallet with AptPay (subject to risk review). Bank account details of the Payor are required. Apt-AVS can enable easy-onboarding and bank account verification if required. Learn More

Digital Wallet/Funding Account Service

Apt-Wallet

Apt-Wallet provides you with a funding account/digital wallet service that allows you to manage the flow of funds into and out of your business. Learn More