Account to Account (A2A) Payments

Leverage Account-to-Account Payments to accelerate your business

Power all your money movement with AptPay’s Account-to-Account payment processing solutions​

Utilize the power of seamless money movement between bank accounts, delivering secure and efficient payment solutions tailored to meet the needs of businesses and customers across North America

We solve your payment problems

We solve your payment challenges with nimble, adaptable solutions, providing efficient tools to simplify transactions and empower businesses to remain agile in an ever-changing environment

Pay-by-Bank

Accept payments directly and instantly from bank accounts through our A2A service

  • Instant access to funds directly from bank account
  • Streamlined transactions for faster payment processing
  • Improve Cash Flow with reduced costs
  • Provides alternative payment options to credit card

Pay-to-Bank

Instant pay-outs directly to bank accounts

  • Funds available directly and instantly in bank accounts
  • Built on the largest payment networks in the world
  • Improve client experience
  • Drive down costs and fees

Bank Account and Match Verification

Leverage Open Banking to enable reliable and seamless account verification, ensuring accurate customer authentication and enhancing trust in transactions

  • Ensure accurate account ownership with seamless bank account verification
  • Reduce fraud with real-time account and identity matching
  • Simplify compliance with secure, automated verification processes
  • Enhance user trust through reliable account validation

Real-Time and frictionless Identity Verification

Experience real-time, KYC verification for seamless, secure, and reliable customer authentication and on-boarding every time

  • Authenticate users instantly with advanced real-time verification technology
  • Eliminate manual processes for a seamless onboarding experience
  • Enhance security and reduce fraud with accurate identity matching
  • Improve customer satisfaction with fast, frictionless verification workflows

Your one-stop Account-to-Account Payment Processing Platform

A platform that is powered by various network rails, bank integrations, open banking and a compliance suite designed to reduce risk, cost and increase revenue

Industries we power

Business to Business

Enabling simple, secure and cost-effective solutions for B2B Payments

Financial Services

Delivering secure, efficient, open banking solutions for financial services transactions

Gaming

Enhancing gaming experiences with seamless, secure, and real-time payment solutions

eCommerce

Empowering eCommerce with secure, seamless, and fast alternative payment processing solutions

Developer Zone

Create cutting-edge payment and data solutions with our modernized resources and embedded APIs. AptPay integration simplifies processes, minimizes reliance on outdated systems, and enhances user experiences with intuitive, seamless functionality

24/7/365 Customer Support

Get in touch with our support team, that is available around the clock to support your ever-growing business and questions you need answered