Account to Account (A2A) Payments

Leverage Account-to-Account Payments to accelerate your business

AptPay payment platform – secure, Real Time, and scalable payment solutions for businesses.
AptPay payment dashboard – real-time transaction monitoring and financial management tools.

Power all your money movement with AptPay’s Account-to-Account payment processing solutions​

Utilize the power of seamless money movement between bank accounts, delivering secure and efficient payment solutions tailored to meet the needs of businesses and customers across North America

We solve your payment problems

We solve your payment challenges with nimble, adaptable solutions, providing efficient tools to simplify transactions and empower businesses to remain agile in an ever-changing environment

Secure business payment solutions – AptPay's innovative financial technology platform.

Pay-by-Bank

Accept payments directly and instantly from bank accounts through our A2A service

  • Instant access to funds directly from bank account
  • Streamlined transactions for faster payment processing
  • Improve Cash Flow with reduced costs
  • Provides alternative payment options to credit card
Pay by Bank – Real Time and direct account-to-account payments for businesses.

Pay-to-Bank

Instant pay-outs directly to bank accounts

  • Funds available directly and instantly in bank accounts
  • Built on the largest payment networks in the world
  • Improve client experience
  • Drive down costs and fees
Money-in solutions – seamless payment acceptance with AptPay's secure gateway.

Bank Account and Match Verification

Leverage Open Banking to enable reliable and seamless account verification, ensuring accurate customer authentication and enhancing trust in transactions

  • Ensure accurate account ownership with seamless bank account verification
  • Reduce fraud with real-time account and identity matching
  • Simplify compliance with secure, automated verification processes
  • Enhance user trust through reliable account validation
Seamless digital payments – Real Time transactions for businesses and gaming platforms.

Real-Time and frictionless Identity Verification

Experience real-time, KYC verification for seamless, secure, and reliable customer authentication and on-boarding every time

  • Authenticate users instantly with advanced real-time verification technology
  • Eliminate manual processes for a seamless onboarding experience
  • Enhance security and reduce fraud with accurate identity matching
  • Improve customer satisfaction with fast, frictionless verification workflows
ID verification for payments – KYC and AML compliance for secure transactions.
AptPay team – committed to revolutionizing the future of digital payments.

Your one-stop Account-to-Account Payment Processing Platform

A platform that is powered by various network rails, bank integrations, open banking and a compliance suite designed to reduce risk, cost and increase revenue

Industries we power

Payment security icon – AptPay’s commitment to fraud prevention and secure transactions.

Business to Business

Enabling simple, secure and cost-effective solutions for B2B Payments

Real Time payments icon – real-time fund transfers for businesses and financial institutions.

Financial Services

Delivering secure, efficient, open banking solutions for financial services transactions

Open banking integration icon – seamless financial data connectivity for payments.

Gaming

Enhancing gaming experiences with seamless, secure, and real-time payment solutions

Compliance and verification icon – KYC/AML solutions for secure transactions.

eCommerce

Empowering eCommerce with secure, seamless, and fast alternative payment processing solutions

Developer Zone

Create cutting-edge payment and data solutions with our modernized resources and embedded APIs. AptPay integration simplifies processes, minimizes reliance on outdated systems, and enhances user experiences with intuitive, seamless functionality

Seamless API integrations – flexible payment solutions for businesses and developers.
24/7 customer support – expert assistance for payment solutions and transactions.

24/7/365 Customer Support

Get in touch with our support team, that is available around the clock to support your ever-growing business and questions you need answered